Turn Inflation Into Your Wealth-Building Partner
Most Americans suffer as Inflation erodes their purchasing power. What if you could benefit from the same monetary expansion that drives up prices everywhere else?
$17 Trillion
Trapped home equity in the United States real estate market
50%
Of Homeowners excluded from traditional financing
5.4%
Average annual real estate appreciation since 1970
The Hidden Wealth Transfer
Every time the Federal Reserve Bank and the US Treasury creates new money, a massive wealth transfer occurs. But most people are on the losing end.
Your Savings Lose Value
As the US money supply expands, the US dollars in your savings account buy less and less. Inflation is not just rising prices; it is your purchasing power being transferred away from you to others.
Banks Say No
Need to access your home equity? Traditional banks reject fifty percent of homeowners due to credit scores, debt-to-income ratios, or employment issues. Your wealth stays trapped while inflation erodes it.
Forced Sales Hurt Everyone
When homeowners cannot access their equity through traditional financing, they are forced to sell often at below market prices. These distressed sales drag down property values for the entire neighborhood.
Time Works Against You
The longer you wait, the more purchasing power you lose. Since 2020, inflation has reduced the dollar's value by over twenty percent. Your equity is growing, but inflation is stealing your appreciation gains.
The Cantillon Effect: Why Some Benefit While Others Suffer
In the 1730s, economist Richard Cantillon discovered a fundamental truth about money creation that still governs wealth distribution today.
How New Money Flows Through the Economy
When the Federal Reserve and US Treasury expand the money supply, that new money does not reach everyone simultaneously. It enters the economy at specific points and flows outward, creating winners and losers based on proximity to the money creating source.
The Inflation Banking Insight
Your position in the monetary system determines whether you benefit or suffer from monetary expansion. ValuBack positions you to unlock your asset value.
Those closest to the money creation benefit. Those furthest away lose purchasing power. Real estate serves as a primary store of value because it is a tangible, limited asset that naturally captures monetary expansion. As the Federal Reserve and the Treasury creates new money, that money systematically flows into the real estate, driving prices up organically.
First Recipients (The Winners)
Banks, financial institutions, and asset holders receive new money first. They can buy assets, especially real estate at current prices before inflation kicks in. They benefit from both the new liquidity and the asset appreciation that follows.
Asset Price Inflation
As new money flows into assets, prices rise. Real estate, stocks, and other hard asset appreciate systematically. This is not random; it is the direct result of the US monetary expansion seeking stores of value.
Last Recipients (The Losers)
Workers, savers, and fixed-income recipients receive the new money last through wages and benefits that adjust slowly. By the time they get it, prices have already risen. They experience inflation without the asset appreciation benefit.
Four Goals That Transform Your Financial Future
ValuBack
achieves four critical objectives that traditional financial products fail to deliver:
1. Protect Communities Housing Values
The Problem:
When homeowners can't qualify for traditional loans due to credit issues, excessive debt, or employment challenges, they're forced to sell their homes, often at below-market prices. These forced sales drag down property values for everyone in the neighborhood.
How ValuBack Solves This:
ValuBack gives you access to your equity even when the banks say no. No credit checks. income verification, and debt-to-income calculations. You get transactional liquidity through tokenization, so you have access to value transactions to reduce rhe need for a forced sale.
The Result:
When more homeowners can access their equity without selling, your community's housing prices grow steadily and sustainably instead of experiencing volatile boom and bust swings.
2. Keep Your Home Free and Clear
The Problem:
Traditional equity access methods: HELOCs, cash-out refinancing, and reverse mortgages, all put liens on your property. You are trading your free and clear ownership for debt obligations, monthly payments, and foreclosure risk.
How ValuBack Solves This:
ValuBack does not put a lien on your property or create a mortgage. Your home stays 100 percent yours, free and clear, no strings attached. You get full access to your equity while maintaining complete, unencumbered ownership.
The Result:
No bank can ever foreclose because there is no debt. You maintain your free and clear status while accessing your equity wealth.
3. Build Wealth That Lasts for Generations
The Problem:
Reverse mortgages deplete your equity and leave nothing for your heirs. Traditional debt reduces what you can pass on. Inflation erodes the value of cash savings over time.
How ValuBack Solves This:
Here is the powerful part: as the Federal Reserve creates new money, real estate values naturally rise. Your ValuBack automatically gain value with this appreciation, no active management needed. You can pass these tokens to your heirs, creating lasting family wealth that grows over time.
The Result:
Unlike reverse mortgages that leave nothing for heirs, ValuBack builds generational prosperity. Your family benefits from the Cantillon Effect across multiple generations.
4. Get Secure and Debt-Free Access to Your Money
The Problem:
Your home equity represents significant wealth, but it's completely trapped. Accessing it through traditional methods means debt, monthly payments, and foreclosure risk—or selling your property entirely.
How ValuBack Solves This:
our equity becomes liquid tokens you can access immediately; for retirement, investments, medical expenses, business opportunities, or anything else. No debt. No monthly payments. No foreclosure risk. Just instant access to your wealth, completely debt-free.
The Result:
Your trapped equity finally works for you. Access your wealth when you need it, how you need it, without the burden of debt.
Our Vision: Democratize Access to Monetary Expansion Benefits
InflationBank exists to position Americans strategically within the monetary system, so you benefit from inflation instead of being victimized by it.
We provide innovation financial solutions that leverage macroeconomic positioning to create superior outcomes. Our flagship financial tool, ValuBack,
is a real-world asset-backed appreciation token that transform illiquid equity into liquid wealth while providing automatic inflation protection.
ValuBack Solution: Strategic Positioning for Automatic Wealth Growth
The ValuBack transforms your asset equity into liquidity through secure blockchain tokenization, eliminating the need for traditional debt. ValuBack real power lies in its strategic positioning within the US monetary system.
How it Works: Turning Inflation into Your Advantage
1
You Tokenize Your Own Asset Equity
Your real estate equity becomes secure digital appreciation tokens through GENIUS Act-compliant blockchain technology. This happens within your own Delaware Series LLC: no liens, no mortgages, no encumbrances on your property.
- No credit checks or income verification
- No debt-to-income calculations
- No monthly payments or foreclosure risk
- Maintain 100% free and clear ownership
2
Strategic Monetary System Positioning
Here is where the Cantillon Effect becomes your advantage: ValuBack positions you strategically within the US monetary system where real estate serves as a proven store of value against currency debasement.
As the Federal Reserve and US Treasury expand the money supply (which they do consistently through quantitative easing and monetary policy), asset price inflation systematically drives value into real estate.
You are no longer on the losing end of monetary expansion; you are positioned to benefit automatically.
3
Automatic Asset Valuation Capture
ValuBack tokens automatically capture this value appreciation. As real estate prices rise with monetary expansion, your token values increase organically; without any active management required from you.
- No investment decisions to make
- No markets to monitor
- No trading or timing required
- Passive wealth growth while you sleep
4
You Benefit from Inflation Protection
While others suffer from inflation eroding their savings, you benefit from the same monetary expansion that drives up prices everywhere else. Your wealth grows organically as real estate appreciates, providing automatic inflation protection.
The outcome: You maintain complete property ownership while accessing liquid wealth, and your ValuBack tokens increase in value without any active management required. It's passive wealth building through strategic positioning in the monetary system.
Why ValuBack Succeeds Where Traditional Solutions Fail
Traditional Solutions
- Forced sales and foreclosure risk
- Liens and encumbrances on your property
- Depletes equity or requires permanent sharing
- Monthly payments and interest charges
- Credit checks exclude 50% of homeowners
ValuBack Solutions
- Maintains ownership, eliminates forced sales
- No liens—stays free and clear
- Preserves and grows wealth for heirs
- Zero debt, instant transactional equity access
- No credit checks—available to everyone
Built on Regulatory Innovation: The GENIUS Act
The GENIUS Act has opened a new chapter in the evolution of the US Dollar financial system, enabling innovative real-world asset (RWA) appreciation tokenization while maintaining regulatory compliance and financial stability.
By taking a proactive and forward-looking approach to real world asset regulation, the GENIUS Act helps users harness the innovative potential of the decentralized blockchain technology while mitigating risks to domestic and global financial stability.
ValuBack is built on this regulatory foundation, providing a GENIUS Act-compliant platform for transforming illiquid real estate equity into liquid, RWA appreciation tokens. This regulatory compliance creates a competitive moat, ensuring ValuBack operates within a legal frameworks while competitors face regulatory uncertainty.
Get In Touch
Have questions about how InflationBank and ValuBack can help you benefit from monetary expansion? We're here to help.